My name is Lina, and I live in the Bay Area with my husband, Tony.

After 15 years in Amway — hitting Sapphire, and earning free trips around the world — I figured I’d seen it all. Tony’s been a driving coach for 20 years, trained over a thousand people, and honestly, he’s kind of a local legend. After years of grinding, we finally got to live life on our own terms.

But even then, we always had our eyes open for the next big thing.

How GDM Turned Our Skepticism into Savings

Everything changed one morning when my friend Sandy called about something called Good Driver Mutuality (GDM) — a non-insurance alternative to traditional collision and comprehensive coverage that, she claimed, could slash our $9,000+ annual premiums for four vehicles. Was I skeptical? Absolutely. But Sandy kept mentioning it, and the idea of saving that much money caught our attention.

She broke it down: with GDM, you pay a 20% service fee on day one. The other 80% stays in your account to support the repair costs for other members when needed. If you don’t get into an accident, you only contribute a small amount when someone else needs help. After six months, if no accident occurs, you may save up to 40%.

I did the math. By keeping our liability coverage and switching to GDM’s alternative mutuality program, we may save over $4,000 if we stayed accident-free. Compared to our $9,000 annual premium, it was impossible to ignore.

Why GDM Resonates: Celebrating Safe Driving

The savings was impressive — but what really convinced us was GDM’s mission: rewarding safe drivers and inviting responsible friends to join.

Tony has always made “safety first” a key part of his work as a driving coach, never letting any mistakes go uncorrected. He understands better than anyone the severe consequences of unsafe driving. Accidents not only lead to economic loss but also cause irreversible harm to people. In the U.S., about 40,000 lives are lost on the road each year. Those numbers are grieving families. It’s not just a statistic — it’s a wake-up call.

That’s why, sharing GDM’s goal, I started inviting the people around me to join. We hoped that together, we could make our roads safer — and protect the people we love.

So, we got involved. As a couple. As a team.

How We Built a Network of Responsible Drivers

To grow our community, we got to work:

Tony reached out to his network — Facebook, LinkedIn, Twitter, even reposting great content from the GDM app — to connect with other safe drivers.

I led the team: encouraging teammates to attend GDM’s “morning session, evening meeting” workshops to deepen their understanding of the platform, offering one-on-one guidance tailored to their needs, and highlighting the platform’s transparency by analyzing relevant events and data in the GDM app to build trust and confidence.

The results came quickly. I reached Level 1 within a week, Level 2 by day 17, and Level 3 just over a month later. With five affiliates under my leadership advancing to Level 2, our team has also successfully onboarded over 200 vehicles to GDM.

The Secret Behind Our Fast Growth

No magic tricks here — just a simple formula:

Trust & Tenacity: Even when friends doubted or didn’t get it, we stuck with it. By sharing real saving results, we showed that responsible drivers could truly save money. That trust became the foundation of our growth.

Effective Teamwork: From day one, we had clear roles but remained flexible and supportive of one another. That synergy unlocked our momentum.

Platform Empowerment: GDM’s solid training made onboarding easy. Its transparent, fair sharing model kept everyone’s contributions meaningful. Smart tools and real rewards kept us fired up. This kind of support makes us aim higher.

What’s Next

Tony and I are aiming for Level 5 next — then Level 8, the final destination. But it’s not just about the rank. Every step forward means more people saving money and embracing a lifestyle built around safer roads for everyone.

We’re all in. If you care about your car, your wallet, and your loved ones, join us at GDM.