GOOD DRIVER CLUB PROGRAM AFFILIATE APPLICATION & AGREEMENT

Last Updated: April 14, 2026

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  1. Authorization and Contract. By executing this Good Driver Affiliate Application & Agreement (“Agreement”), you apply for legal authorization to become a Good Driver Independent Affiliate, as defined in the Statement of Policies and Procedures, (hereafter “Affiliate”) as an independent contractor business owner and enter into contract with Good Driver Mutuality Inc., (hereinafter “Company”). You acknowledge that prior to signing this Agreement you have received, read and understood the Good Driver Club Program Disclosure, the Statement of Policies and Procedures, the Privacy Policy, the Affiliate & Referral Program, Retention Rate Rules and, if applicable, the Business Entity Registration Form, and all terms set forth in this Agreement. All documents set forth above shall be incorporated into this Agreement, thus collectively referred to as the “Agreement” hereinafter. The company reserves the right to reject any application for any reason within thirty (30) days of receipt.

  2. Expiration, Renewal, and Termination. The term of the Agreement is one year from the date of enrollment. Affiliates may cancel the Agreement at any time and for any reason. In order to continue as an Affiliate beyond the initial term or any renewal term of this Agreement (unless the Agreement has been previously terminated as provided in the Statement of Policies and Procedures), Affiliate must renew the Agreement each year. Each renewal term shall likewise be one year from the anniversary of enrollment date. An annual renewal fee may be imposed at that time (not required for North Dakota residents). Affiliate will be reminded of the upcoming renewal date, as well as any applicable renewal fee, by email to Affiliate’s email address on file. At that time, the Affiliate may elect to renew or cancel the Agreement. If you fail to renew the Agreement, or if it is cancelled or terminated for any reason, you understand that you will permanently lose all rights as an Affiliate. You shall neither be eligible to sell Good Driver Club Program, nor shall you be eligible to receive commissions, bonuses, or other income resulting from the activities of your former downline sales organization. In the event of cancellation, termination or nonrenewal, you waive all rights you have, including but not limited to property rights, to your former downline organization and to any commissions, bonuses, or other remuneration derived through the sales and other activities of your former downline organization. Company reserves the right to terminate all Affiliate Agreements upon thirty (30) days’ notice if the Company elects to: (1) cease business operations; (2) dissolve as a business entity; or (3) terminate distribution of its services via direct selling channels. An Affiliate may cancel this Agreement at any time, and for any reason, upon written notice to Company. Company may also take actions short of termination of the Agreement if the Affiliate breaches any of its obligations under the Agreement as specified in the Statement of Policies and Procedures.

  3. Independent Contractor Status. You agree this authorization does not make you an employee, agent, or legal representative of the Company or your sponsoring Affiliate. As a self-employed independent contractor, you will be operating your own independent business, selling services available through the Company on your own account. You have complete freedom in determining the number of hours that you will devote to your business and you have the sole discretion of scheduling such hours. When required by law, you will receive IRS Form 1099-NEC reflecting the amount of commissions and bonuses paid to you by the Company during the calendar year. By agreeing to these terms, you agree to receive the 1099-NEC form electronically. It will be your sole responsibility to account for such income on your individual income tax returns.

  4. Presenting the Plan. You agree when presenting the Affiliate & Referral Program to present it in its entirety as outlined in official Company materials, emphasizing that sales to end consumers are required to receive compensation in the form of bonuses on downline vehicle enrollment numbers. You may develop and create your own sales and promotional aids/materials to promote the Company opportunity and services as specified in the Statement of Policies and Procedures. You agree to comply with all legal and regulatory requirements that are applicable to the Company opportunity and services and further agree that you will cease use of any such sales and promotional aids/materials that are not in compliance with such legal and regulatory requirements upon notification by the Company. You also agree to present the Good Driver Club Program Disclosure to all prospective Affiliates and to instruct them to review it prior to enrollment.

  5. Referral of the Service. All Affiliates earn commissions off their sale of Company services. Affiliates agree to promote the Company services in the manner that they are presented within Company materials.

  6. Refunds. Due to the nature of the services Company offers, the refund policies are subject to a case-by-case basis.

  7. Good Driver Proprietary Information and Trade Secrets. You recognize and agree that, as further set forth in the Statement of Policies and Procedures, information compiled by or maintained by Company, including Line of Sponsorship (LOS) information (i.e., information that discloses or relates to all or part of the specific arrangement of sponsorship within the Company business including, without limitation, Affiliate lists, sponsorship trees, and all Affiliate information generated therefrom, in its present or future forms), constitutes a commercially advantageous, unique and proprietary trade secret of Company, which it keeps as proprietary and confidential and treats as a trade secret. During the term of your contract with Company, Company grants you a personal, non-exclusive, non-transferable and revocable right to use trade secret, confidential, and proprietary business information (collectively, “Proprietary Information”), which includes, without limitation, LOS information, business reports, manufacturing and product developments, and partner sales, earnings and other financial reports to facilitate your independent Company business.

  8. Non-Solicitation Agreement. You acknowledge that the Company has a legitimate business interest in preventing the solicitation of its sales force for other direct selling, social selling, affiliate marketing, multilevel marketing, network marketing, or relationship marketing (collectively, “Direct Selling”) programs. Therefore, although Affiliates, as independent contractors, are free to participate in other Direct Selling opportunities or programs, Affiliate agrees as follows: As an independent contractor, Affiliate may participate in other Direct Selling opportunities or programs. However, during the Term of this Agreement and for one (1) year thereafter, an Affiliate may not recruit any Referrer, Affiliate or Member for any other Direct Selling business, unless that Referrer, Affiliate or Member was personally sponsored by such Affiliate.

  9. Images / Recordings / Consents. You agree to permit the Company to obtain photographs, videos, and other recorded media of you or your likeness. You acknowledge and agree to allow any such recorded media to be used by Company for any lawful purpose, and without compensation.

  10. Modification of Terms. With the exception of the Dispute Resolution Section in the Statement of Policies and Procedures, which can only be modified by way of mutual consent, the terms of the Agreement may be modified as specified in the Statement of Policies and Procedures.

  11. Governing Law. The formation, construction, interpretation, and enforceability of your contract with Company as set forth in this Affiliate Agreement shall be governed by the laws of the State of Delaware, United States of America, without giving effect to any choice of law rule that would cause the application of laws of any jurisdiction other than the laws of the State of Delaware, except that the Federal Arbitration Act shall govern the Dispute Resolution provision of this Agreement and in the Statement of Policies and Procedures, without giving effect to any state law to the contrary. If any provision contained herein is found by a court of competent jurisdiction or an arbitrator or arbitral panel to be invalid, illegal or unenforceable in any respect, such provision shall be ineffective, but shall not in any way invalidate or otherwise affect any other provision.

    Louisiana residents: Notwithstanding the foregoing, venue and jurisdiction for any claims or disputes arising under or relating to this Affiliate Agreement brought by residents of Louisiana shall be established pursuant to Louisiana law.

  12. Dispute Resolution. PLEASE READ CAREFULLY THE DISPUTE RESOLUTION PROVISION IN THIS SECTION AND AS DESCRIBED MORE FULLY IN THE STATEMENT OF POLICIES AND PROCEDURES (COLLECTIVELY THE “DISPUTE RESOLUTION AGREEMENT”) AS IT AFFECTS HOW CLAIMS YOU MAY HAVE AGAINST THE COMPANY, OR CLAIMS THE COMPANY MAY HAVE AGAINST YOU, WILL BE RESOLVED. BY SIGNING AND SUBMITTING THIS APPLICATION, YOU AGREE TO BE BOUND BY THIS DISPUTE RESOLUTION AGREEMENT.

    You understand and agree that the Dispute Resolution Agreement operates as a separate and distinct agreement that is severable from the remainder of this Affiliate Agreement and is enforceable regardless of the enforceability of any other provision of the Affiliate Agreement or the Affiliate Agreement as a whole. You further understand and agree that the unenforceability of the Affiliate Agreement in whole or in part shall not support a finding that the Dispute Resolution Agreement in this Section is unenforceable. The Dispute Resolution Agreement is accepted by and binding on the Company without need for its signature. Consideration for the Dispute Resolution Agreement includes, without limitation, the parties’ mutual agreement to arbitrate claims and the Company’s agreement to consider the application of this Agreement. The Dispute Resolution Agreement exists and is binding regardless of whether at some future point this Agreement is cancelled or terminated.

    ANY CONTROVERSY, CLAIM OR DISPUTE OF WHATEVER NATURE BETWEEN THE COMPANY, COMPANY’S, OWNERS, MEMBERS, MANAGERS, AND EMPLOYEES (“RELATED PARTIES”), ON THE ONE HAND, AND YOU AND/OR THE BENEFICIAL OWNERS OF AN AFFILIATE BUSINESS THAT IS A BUSINESS ENTITY, ON THE OTHER HAND, INCLUDING BUT NOT LIMITED TO THOSE ARISING UNDER OR RELATING TO THE AGREEMENT OR RELATED TO THE SALE, PURCHASE OR USE OF COMPANY SERVICES (WHETHER ARISING IN CONTRACT, TORT OR OTHERWISE) (“DISPUTE”) THAT CANNOT BE RESOLVED THROUGH NEGOTIATION OR MEDIATION AS SET FORTH IN THE STATEMENT OF POLICIES AND PROCEDURES SHALL BE SETTLED EXCLUSIVELY BY CONFIDENTIAL, FINAL, BINDING ARBITRATION BEFORE A SINGLE ARBITRATOR, OR, FOR DISPUTES IN EXCESS OF TWO MILLION DOLLARS ($2 MILLION USD), A PANEL OF THREE ARBITRATORS, IN KENT COUNTY IN THE STATE OF DELAWARE, UNITED STATES OF AMERICA, IN ACCORDANCE WITH THE THEN PREVAILING COMPREHENSIVE ARBITRATION RULES OF JAMS AND AS FURTHER DESCRIBED IN THE STATEMENT OF POLICIES AND PROCEDURES.

    YOU ALSO AGREE NOT TO INITIATE OR PARTICIPATE IN ANY CLASS ACTION PROCEEDING AGAINST COMPANY, WHETHER IN A JUDICIAL OR MEDIATION OR ARBITRATION PROCEEDING. YOU WAIVE ALL RIGHTS TO BECOME A MEMBER OF ANY CERTIFIED CLASS IN ANY LAWSUIT OR PROCEEDING AND AGREE TO WAIVE YOUR RIGHT TO A JURY TRIAL IN ANY SUCH ACTION AGAINST COMPANY.

  13. Time Limitation. If the Company or an Affiliate wishes to bring an action against the other for any act or omission relating to or arising from this Agreement, such action must be brought within one (1) year from the date of the alleged conduct giving rise to the cause of action. Company and Affiliate waive all claims that any other statutes of limitations apply.

  14. Indemnification. The Affiliate agrees to indemnify, defend, and hold harmless Company (together with its Related Parties, stockholders, members, employees, directors, officers, or attorneys) and other Affiliates (collectively “Indemnified Parties”) from and against any and all losses or liabilities (including attorneys’ fees) they may suffer or incur as a result of the Affiliate’s breach or alleged breach of the Agreement, including, without limitation, any terms or conditions of the Statement of Policies and Procedures.

  15. Miscellaneous. The provisions of this Agreement, including all documents incorporated herein by reference, embody the whole agreement between you and Company and supersede any prior agreements, understandings and obligations between you and Company concerning the subject matter of your contract with Company.

  16. Submission of Electronic W-9. Under penalty of perjury, I certify that (1) the number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued to me), and (2) I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding, and **(**3) I am a U.S. Citizen or other U.S. person (a U.S. resident alien, a partnership, corporation, company, or association created or organized in the United States or under the laws of the United States, an estate (other than a foreign estate), or a domestic trust (as defined in 26 CFR 301.7701-7)).

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Contact@gooddriver.ai

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Good Driver Club is not an insurance company. This is a cost-sharing community.

©2026 Good Driver Mutuality Inc. All rights reserved.

Contact@gooddriver.ai

Text Support

Good Driver Club is not an insurance company. This is a cost-sharing community.

©2026 Good Driver Mutuality Inc. All rights reserved.