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GDM Savings Overview
707
mutuality plans completed
June 2024 - Present
$323,013
Total savings by members
Savings Breakdown (100% of Completed Plans)
Distribution of Completed Plans by Savings Range
60%-80% Savings
40%-60% Savings
20%-40% Savings
0%-20% Savings
0% Savings
Updated
Note: Each range includes its upper limit.
Savings are currently concentrated in higher ranges, reflecting GDM’s early-stage characteristics. With a smaller member base and fewer repair events, accident-free plans ended with higher savings upon completion. Plans involving repair events showed lower or no savings, as members used their pledge balances to cover verified repair costs. Among them, approximately 3.7% of completed plans ended with 0% savings — this figure does not represent a statistical accident rate. As the community continues to expand, both accident frequency and savings levels are expected to stabilize.
Over time, accident-free members who complete a six-month plan may save up to 40% of their quoted amount.
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Expert Team. Proven Partners

David Clark
/ Service Director
· 30 years of experience in the auto physical damage industry
· Former leader at several leading U.S. auto insurance companies
· Former chair of the APD Sub-Committee at the American Property & Casualty Insurance Association (APCIA)
· Former member of the Electric Vehicle Sub-Committee at APCIA
· Expert in optimizing workflows using Al and ML to enhance vendor services
