*The savings of 40% are not guaranteed and actual savings may depend on the driving behavior of the community.
What good drivers are saying...
*Good Driver Club (GDC) is a community-based auto loss sharing program, not insurance that guarantees loss payments. Any potential savings, including up to 40%, are based on internal estimates and are not guaranteed.
ACCIDENTS
WEATHER
THEFT
ANIMAL
GLASS
Good Driver Club is designed to help with damage to your vehicle, including from accidents, weather, theft, or other qualifying events.
YOU KEEP YOUR LIABILITY INSURANCE, AND GOOD DRIVER CLUB BECOMES YOUR ALTERNATIVE TO COLLISION AND COMPREHENSIVE.
Here's how it works …
The Good Driver Club Program is not insurance and does not provide indemnity or guaranteed payment for vehicle damage or repairs. It facilitates voluntary donations among members, and no member is assured of receiving any monetary or non-monetary benefit.
What happens if I have an accident?
You use your Out-of-Pocket and your Remaining Pledge Balance first. Then the club helps share the rest.
Say you got into an at fault accident in week 12
Repair costs $3,200
$250
Out-of-Pocket
$213.16
Remaining Pledge Balance
You paid
$463.16
Club shares
$2,736.84
No accident over six months? You keep what's left.
How does weekly sharing work?
Each week, the community's accident costs are totaled, and members each share a small portion of their Remaining Pledge Balance to help.
Everything is transparent: Photos of the damage and verified invoices from repair shops.
Some weeks it's just a few dollars. Other weeks it may be more. Sharing varies based on actual costs.
Your share is capped each week. That cap is based on your Pledge Amount, always making your maximum sharing amount each week predictable.
Your record gets you in. How you drive keeps the savings coming.
Members share only for real accidental costs and keep the rest as savings, allowing accident-free drivers to save up to 40%*.
*Up to 40% savings are not guaranteed. Actual savings may vary based on community driving behavior.
When something happens
One person
An Auto Damage Specialist handles your whole repair. No runaround.
5,000+ shops
Limited lifetime warranty on parts and labor.
Full transparency
Track your repair, see your Remaining Pledge Balance, all in the app.
Who gets in?
Drivers who've been accident-free for years and intend to keep it that way. That's how they save.
Sports cars and commercial vehicles, including rideshare, are not eligible.
Good drivers tend to know other good drivers. That's why membership is by referral only.
Good Driver Club is backed by
The same world-class investors behind companies like Uber, Credit Karma, Robinhood, and Wealthfront.
What Good Drivers are saying...
Randy.O
I joined GDC and saved $908.09* on my car costs. It just made sense.
Jaime.R
I like knowing where the money goes. With GDC, I can see it before I'm billed.
Alfred.A
I wasn't looking for anything new. I tried GDC. It saved me $340.68* on car costs.
Dino.C
I joined in July 2025. Saved $199.63* across two vehicles. I renewed.
*Savings shown are individual member examples and are not guaranteed. Actual savings may vary.
