Daria:

• Over 12 years in financial education & services.

• GDM L5 affiliate. 

• The team has helped over 500 families get started with GDM.

Daria Cheng never imagined she would take on something new while raising three kids and helping run a tax firm with her husband, Matthew. After more than a decade in financial education, her days were already full. But somewhere between work, family, and everyday life, she felt a quiet pull — the desire for something meaningful she could explore on her own terms.

Starting With Trust, Not a Sales Pitch

It started simply. A friend, Helen, suggested she take a look at GDM — not as a pitch, but as a "this might be useful for your family" conversation. That sincerity made Daria and Matthew curious enough to join a webinar session.

Ben, the host, explained everything with clarity and patience. What struck Daria wasn’t hype — it was how many families are simply looking for clearer, smarter ways to manage auto-related costs in their lives today. As parents and financial educators, that resonated.

She learned that GDM is not insurance. It's an innovative alternative to collision and comprehensive coverage that rewards safe driving and helps families lower their auto costs. With GDM, stay accident-free for your 6-month period, and you may save up to 40%* off your original quote — while still keeping your liability insurance with your current provider. For Daria, the idea was straightforward — and unexpectedly encouraging.

After joining herself and watching how the model supported safe drivers, she began to see something else: This wasn't just useful for her own family — this could genuinely help others, too.

That's when sharing GDM felt less like a task and more like the right thing to do — Starting small made the whole journey feel doable.

From the Kitchen Table to an Open Road

Most of Daria's early conversations happened at the family's kitchen table — kids doing homework nearby, dinner simmering on the stove, life happening in the background.

She and Matthew coordinated their schedules, taking turns talking with people who wanted to learn more.

Over time, more people reached out than she expected. Not because she pushed, but because honest conversations tend to find the right people.

As families shared their experiences with others, her reach naturally expanded beyond Washington into neighboring states.

Even as Her Team Grew, Her Approach Stayed the Same

As the number of conversations grew, Daria kept her approach grounded in three principles she lives by:

1. Keep It Clear

Her years in finance taught her that the most common phrase — "I think I'm all set". So she avoids jargon, takes time to walk through people's current auto setup, and helps them spot things they didn't realize were there. "You deserve to know your options," she often says — and she means it.

2. Keep It Human

Her kitchen-table chats have turned into a supportive network. Weekly webinars, relaxed meetups, and patient one-on-one conversations make information accessible for families who learn at different paces. She connects members to GDM's multilingual sessions and other affiliates who share the same education-first approach, so no one feels rushed.

3. Keep Showing Up

To Daria, follow-up isn't pressure — it's simply being available. She remembers a Spanish-speaking member who needed several months before joining a session. When the timing was finally right, everything clicked naturally. It taught her that people move at their own pace — and that's okay.

Looking Ahead

As her conversations continued, her sense of purpose grew, too.

Looking ahead, her goals remain simple: working toward GDM L6 and, one day, serving over 1,000 families. Not as a promise, but as something meaningful she hopes to grow into.

As she puts it:

"Helping families spend wisely, giving more drivers a sense of clarity, and setting that example for my kids — that's what matters to me. This path fits this season of my life, and I'm grateful for it."

Everyone’s journey looks different. This is simply what this path has meant for her.

Click to watch the full interview video:

Note: * The savings of 40% are not guaranteed and actual savings may depend on the driving behavior of the community. The present document/article is issued in both the English and Chinese languages. The English version shall constitute the primary and legally authoritative text. In the event of any discrepancy or ambiguity between the two versions, the English version shall prevail and govern for all purposes. The Chinese translation is provided solely for reference and convenience, and shall not be construed as modifying or superseding the terms of the English original. Readers are advised to rely exclusively on the English version for definitive interpretation.