Promotional Bonus Pool Reward Plan
Effective Date: April 1, 2026 (Subject to staggered effective dates by Tier)
Last Updated: April 14, 2026
1. Introduction
This Promotional Bonus Pool Reward Plan (the "Bonus Pool Plan") is an independent promotional plan established in addition to the Affiliate & Referral Program Regular Plan. It is designed to reward Affiliates who demonstrate exceptional leadership and team-building capabilities by driving new Plan enrollments.
All capitalized terms used in this Bonus Pool Plan (including in the recitals) or in any notice given under or in connection with this Bonus Pool Plan have the same meaning as those defined in the Good Driver Club Program Terms and Conditions and the Affiliate & Referral Program, unless expressly defined otherwise herein.
Once effective, this Promotional Bonus Pool Plan will remain valid until June 30, 2026, after which it will automatically expire (the "Promotion Period"). Notwithstanding the above, if it is identified by the Administrator that this Promotional Bonus Pool Plan is detrimental to the interests or benefits of Participants and/or GDC, it may terminate it immediately and replace it with a new reward plan.
2. Definition of Qualified Groups
To qualify for the various tiers of the Bonus Pool, an Affiliate must develop a specified number of "Qualified Groups." In determining Qualified Groups, the following rules apply:
Independent Qualified Branch: refers to any single Branch within the Affiliate's downline organization that independently meets or exceeds the required "Monthly Number of New Autos Enrolled" for a specific Bonus Pool set out in Section 3 below. Each such Independent Qualified Branch counts as exactly one (1) Qualified Group.
Combined Group: refers to all other Branches that do not independently meet the required "Monthly Number of New Autos Enrolled", and the Affiliate subject to Qualification Requirement review combined together. If the aggregate sum of new autos enrolled in this Combined Group meets or exceeds the required "Monthly Number of New Autos Enrolled" for a specific Bonus Pool set out in Section 3 below, it shall be counted as exactly one (1) additional Qualified Group.
(Note: Under no circumstances can the Combined Group count as more than one Qualified Group, regardless of how much the aggregated volume exceeds the threshold.)
3. Bonus Pool Tiers and Eligibility Criteria
Currently, five (5) Bonus Pool Tiers are established under this plan. An Affiliate may qualify for and receive Rewards from multiple pools simultaneously, provided they meet the respective criteria for each tier during the Qualification Month.
Cumulative Eligibility: The four Bonus Pools for L5 and above (Silver through Diamond) are non-exclusive and cumulative. Once an Affiliate qualifies for a higher-level Bonus Pool, they are not required to exit any lower-level Bonus Pool. As long as the Affiliate continues to meet the qualification requirements for each Bonus Pool, they may participate in and receive distributions from all applicable Bonus Pools at the same time.
The "Quote Amount from New Enrollments" refers to the total Quote Amount generated from every new Plan enrolled company-wide during the applicable calendar month.
3.1 Bronze Bonus Pool (Up to L4)
Eligibility: Apply to Affiliates whose Paid-as Title is Level 1 (L1) through Level 4 (L4).
Bonus Pool Size: 2.0% of Quote Amount from New Enrollments.
Qualification Requirement: Maintain at least three (3) Qualified Groups, with each Qualified Group achieving a "Monthly Number of New Autos Enrolled" of at least ten (10).
Quality Requirement: The Affiliate's overall Team Retention Rate must be equal to or greater than 85%.
Effective Date: This tier becomes effective immediately on April 1, 2026.
3.2 Silver Bonus Pool (L5 and above)
Eligibility: Apply to Affiliates whose Paid-as Title is Level 5 (L5) or higher.
Bonus Pool Size: 1.5% of Quote Amount from New Enrollments.
Qualification Requirement: Maintain at least three (3) Qualified Groups, with each Qualified Group achieving a "Monthly Number of New Autos Enrolled" of at least twenty (20).
Quality Requirement: The Affiliate's overall Team Retention Rate must be equal to or greater than 85%.
Effective Date: This tier becomes effective immediately on April 1, 2026.
3.3 Gold Bonus Pool (L5 and above)
Eligibility: Apply to Affiliates whose Paid-as Title is Level 5 (L5) or higher.
Bonus Pool Size: 1.5% of Quote Amount from New Enrollments.
Qualification Requirement: Maintain at least three (3) Qualified Groups, with each Qualified Group achieving a "Monthly Number of New Autos Enrolled" of at least forty (40).
Quality Requirement: The Affiliate's overall Team Retention Rate must be equal to or greater than 85%.
Effective Date: This tier becomes effective on May 1, 2026.
3.4 Platinum Bonus Pool (L5 and above)
Eligibility: Apply to Affiliates whose Paid-as Title is Level 5 (L5) or higher.
Bonus Pool Size: 1.0% of Quote Amount from New Enrollments.
Qualification Requirement: Maintain at least four (4) Qualified Groups, with each Qualified Group achieving a "Monthly Number of New Autos Enrolled" of at least forty (40).
Quality Requirement: The Affiliate's overall Team Retention Rate must be equal to or greater than 85%.
Effective Date: This tier becomes effective on May 1, 2026.
3.5 Diamond Bonus Pool (L5 and above)
Eligibility: Apply to Affiliates whose Paid-as Title is Level 5 (L5) or higher.
Bonus Pool Size: 1.0% of Quote Amount from New Enrollments.
Qualification Requirement: Maintain at least five (5) Qualified Groups, with each Qualified Group achieving a "Monthly Number of New Autos Enrolled" of at least forty (40).
Quality Requirement: The Affiliate's overall Team Retention Rate must be equal to or greater than 85%.
Effective Date: This tier becomes effective on May 1, 2026.
4. Reward Calculation, Vesting, and Verification
4.1 Reward Calculation and Accrual
The month that the Qualified Group meets the Bonus Pool Qualification Requirement is defined as the Qualification Month. The immediate month following the Qualification Month is the Distribution Month. The respective Bonus Pools are funded by the designated percentages of the Quote Amount from every new Plan enrolled company-wide in the Distribution Month. Each respective Bonus Pool is divided equally among all qualified Affiliates who met the criteria in the immediately preceding Qualification Month. The Reward amounts shall be accrued throughout the Distribution Month but shall remain non-withdrawable subject to the vesting conditions below.
4.2 Vesting Schedule and Monitoring Period
Vesting Date: Accrued rewards from a particular Distribution Month are scheduled to vest and become withdrawable on the 7th day of the following month (the "Vesting Date"), contingent upon passing a final verification.
Monitoring Period: A "Monitoring Period" begins at the end of the Qualification Month and concludes on the Vesting Date. Specific Plans constituting Qualified Group (the "Qualifying Cohort") will be monitored at the end of the Qualification Month to verify whether they still meet the metrics described below.
Team Retention Rate shall not fall below 85%; and
Qualified Group's drops below the required Monthly Number of New Autos Enrolled (e.g., drops below 10, 20, or 40.
4.3 Rectification Requirements
If an early withdrawal of a Plan from the Qualifying Cohort causes the Qualified Group’s actual monthly new autos enrolled fall below the required metrics during the Monitoring Period, the Affiliate must rectify the issue prior to the Vesting Date:
Team Retention Rate Rectification: If the Team Retention Rate drops below 85%, accrual is suspended. The Affiliate must raise the Team Retention Rate back to 85% or higher by either persuading withdrawn members from the Qualifying Cohort to rejoin or by enrolling new Plans to improve the overall rate.
Qualified Group Performance Rectification: If a Qualified Group's contribution drops below the required threshold (e.g., drops below 10, 20, or 40 autos) due to an early withdrawal, the Affiliate must restore that specific group's auto count by ensuring the original Plan (same Plan account and Planned Auto) that was withdrawn is reactivated. Autos generated from new, unrelated Plans cannot be used to substitute or "fill in" this specific requirement.
4.4 Final Verification and Forfeiture
On the Vesting Date, a final automated verification check shall be performed:
If the Affiliate successfully meets both the Qualified Group performance and Team Retention Rate requirements based on the state of their Qualifying Cohort, the total accrued reward will vest and be added to their Withdrawable Balance.
If the Affiliate fails to meet one or both requirements, the entire accrued reward for that Distribution Month is permanently forfeited and will not become withdrawable.
